WANT TO PROMOTE CREDIT CARDS ON YOUR WEBSITE???

WANT TO BUILD A WEBSITE AND PROMOTE???

MAKE EASY MONEY JUST BY SHOPPING ONLINE THROUGH EBATES

THE ONE CASH BACK ON GAS CREDIT CARD THAT YOU MUST HAVE

0% APR on Purchases for 15 Months: Blue from American Express

Posted on October 20th, 2008 in Top Credit Cards by SuFu
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The Blue Cash from American Express is a great card for cash back bonuses, but I like the regular Blue card from American Express because there’s an introductory 0% APR on PURCHASES for up to 15 months. That’s probably the longest promotional APR period I’ve seen in a long while. This is especially good for those consumers looking to possibly make a big purchase and not have to pay it off interest free for over a year. Overall good card to use for everyday purchases and to get rewards. Since you won’t have to pay off the balance for possibly a whole 15 months you can keep your money in your savings until then.

  • Enjoy the low APR — Enjoy a 0.00% APR on purchases for up to 15 months.
  • Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.
  • Membership Rewards ExpressSM program — Get the rewards you want right now. You’ll have access to an incredible selection of clothing, electronics, dining experiences, online music, travel, and more.
  • No Annual Fee

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Stay Up To Date With A Free Credit Report

Posted on October 2nd, 2008 in Uncategorized by SuFu
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Here is a deal to get your free credit report plus score from Experian, one of the three credit bureaus. Basically, you have to sign up with your credit card, but you get a free 30-day trial with the service. Just remember to cancel the offer before the trial period ends so that the $12 monthly charge doesn’t initiate.
So, even if you don’t plan on sticking with a service for the long-term you should definitely consider taking a look at your report for free if you haven’t in a while.

Triple Advantage from Experian

ING Direct raised the yield on many terms of its Orange CDs

Posted on September 30th, 2008 in Top Bank Deals by SuFu
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ING Direct raised the yield on many terms of its Orange CDs today. But the 18-month yield fell from 4.50% to 4.25% APY. To get the 4.50% yield now requires the 24-month term. Below is the full list of the old and new yields.

ING Direct Old and New CD yields as of 9/30/08Term        Old APY     New APY

 6 month      3.75%     3.75%

 9 month      3.75%     3.75%

12 month      4.00%     4.25%

18 month      4.50%     4.25%

24 month      4.00%     4.50%

30 month      4.00%     4.25%

36 month      4.00%     4.25%

48 month      4.00%     4.25%

60 month      4.25%     4.50%

ING Direct also increased the rates for the top tiers of its Electric Orange Checking Account. The yields for the $50K and $100K tiers were raised by 10 basis points to 3.30% APY and 3.50% APY. The bottom tier yield remains at 1.75% APY.

ING Direct’s bank deposit products are FDIC insured (FDIC Certificate # 35489)

If you’d like to earn a $25 bonus by using my referral link, please send me an email to sufu@creditandbankdeals.com along with your first and last name and email address.

Ebate is at it again!

Posted on September 27th, 2008 in Uncategorized by SuFu
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If you haven’t heard about Ebates, you should start looking into it NOW.  Basically, Ebates is a portal site where you can access a great deal of online shops.  Pretty much all of your favorite, most popular online stores are available.  When you shop through Ebates, you get anywhere from 1-15% cash back on your purchases.  The cashback will be posted to your Ebates account usually within the week.  Ebates will then mail out a check to you every quarter.  Or, you can have it sent to your Paypal address like I do.

Plus, for a limited time they will give you and I both $10 referral bonus if you sign up through my link.  Thats a good start indeed.  Also, you will get an extra $10 for every person you refer also.  Of course, the referral bonuses only post once the referee makes a purchase using Ebates.

My Ebates Referral Link!

MY PERSONAL CREDIT CARDS & BANK ACCOUNTS

Posted on September 24th, 2008 in Top Bank Deals, Top Credit Cards by SuFu
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Here is a list of the credit cards and bank accounts that I still actively use for my finances. I have many other cards and accounts, but they mainly serve as secondary purposes. A big part of the reason why I have so many credit cards is because I take part in the App-O-Rama game. If you don’t already know what that is you can just do a google search and you’ll get a ton of information on it. But to give a quick rundown, its basically using 0% Balance Transfer offers in order to put money into an interest earning savings account. Offers are usually up to a year, so within that year you are accumulating interest on that money without dealing with any risk (if you know what you’re doing). After the offer year is up, you just pay off the card balances with the money that you put into your savings accounts. Check out my accounts below:

CREDIT CARD/BANK NAME

ISSUER

USAGE

Platinum BusinessCard with Unlimited Rewards

Advanta

Credit Limit: $12,500 This card was used in my App-O-Rama. $11,500 was transferred to my savings account using the 0% Balance Transfer offer for a full 15 months. I was able to call Advanta to get the balance transfer fee waived. This is my only Advanta card, so I did not need to reallocate credit lines for this balance.

SimplyCash® Business Card from American Express

American Express

Credit Limit: $6,000 I use this card for all my business purchases. You get 5% cash back on gas, office supplies and wireless bills; and 1% on all other purchases. You also get cash back at variable rates on other business purchases (like at Fedex Kinkos, Hertz car rentals, etc). The card also gave me 0% on purchases for a full 12 months so I only paid my minimum balance each month so that I was able to keep more money in my savings account for that full year.

Chase Freedom(SM) Credit Card

Chase

Credit Limit: $3,000 I use this card for all of my personal purchases excluding gas. It gives you 3% cash back on your top 3 category purchases for any given month, and 1% on all other purchases. This card also gives you a bonus $50 cash back after your first purchase with the card.

Chase Flexible Rewards(SM) Platinum Visa®

Chase

Credit Limit: $32,000 This card was used in my App-O-Rama $30,000 was transferred to my savings account using the 0% Balance Transfer offer for a full 12 months. I did have to pay a $75 balance transfer fee, but this was worth it to put the $30,000 in the interest earning savings account. The credit lines from my other Chase cards were reallocated into this card for such a high credit limit.

Discover® Open Road(SM) Card

Discover

Credit Limit: $3,000. I only use this card for purchasing gas as it gives a full 5% cash back on gas wherever Discover I accepted, and I haven’t had an occurrence where it wasn’t accepted.

BOA Financial Rewards® Platinum Plus®

Bank of America

Credit Limit: $31,200 This card was used in my App-O-Rama $30,000 was transferred to my savings account using the 0% Balance Transfer offer for 6 months. I picked a 6 month offer because this offer did not have a balance transfer fee.

Discover Business Card


Discover

 Credit Limit: $18,800 This card was used in my App-O-Rama $18,000 was transferred to my savings account using the 0% Balance Transfer offer for 12 months. I did have to pay a $50 balance transfer fee on this offer though.

Washing Mutual Online Savings Account


*Unfortunately, this

deal can no longer

be had due to Wamu’s downfall

Washington Mutual

Balance for App-O-Rama: $89,500 from Balance Transfers + personal balance from savings = $114,000. Interest rates for this online savings account have fluctuated from 3.3% up to the current 4.0%. As of this writing on this 24th day of September, 2008 I have accumulated $1,524 in interest paid this year.

*Note* Deals/Offers on credit cards are always changing routinely, so keep up to date with the best 0% Balance Transfer offers through my site.

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